Every January, I talk with clients about their Medicare coverage, and I hear the same concern again and again: prescription prices feel shockingly high at the pharmacy. Sometimes drug manufacturers…

One of the biggest topics of conversation regarding Medicare Supplements is pricing. I never hear complaints on the actual coverage itself because the supplements work extremely well! The US government…

A Medicare Supplement fills the gaps that Original Medicare (Part A and Part B) leaves behind. Medicare pays 80% of approved medical costs, and the Supplement covers the remaining 20%….

Every day, we have the privilege of helping seniors navigate Medicare, and many share the same questions and concerns about Medicare Supplements. In this article, we want to highlight some…

On August 8, 2022, President Biden signed the Inflation Act of 2022 into law, aiming to lower drug costs for seniors on Medicare (among other things). I always tell clients that changes with Medicare are like steering a…

Each year as the Annual Election Period approaches, Medicare ads are everywhere, and it can feel impossible to escape the constant barrage. Many of them are designed to make you…

Medicare enrollment penalties Many new Medicare beneficiaries worry about penalties, and with good reason. Several Medicare enrollment mistakes carry lifetime penalties or long-lasting costs, so understanding the rules can prevent…

A Medicare Supplement is a remarkable product. If you’ve ever faced a major health event while covered by one, you probably paid very little out of pocket. Supplements are simple…

So, you’ve turned 65 and you’re wondering what to do about Medicare. Some people are still covered through their employer and can keep that coverage for a while, but in…

The world of Medicare is quite complex, but most seniors find themselves in one of two scenarios, either covered by original Medicare (A & B) with a Medicare Supplement, or…

Many seniors are surprised to find out Medicare does not cover physicals. We regularly receive calls from clients wondering why they were billed for something that is usually considered a preventative service. While Medicare does want…

We’ve all seen the TV commercials where celebrities push free stuff associated with Medicare plans. “Free Dental coverage! Free vision! Free gym memberships!” How can companies offer all these free…

Are doctors still taking Medicare? This is one of the questions we hear most when working with clients. Recent headlines and talk among seniors suggest fewer and fewer doctors accept…

This is one of our most frequently asked questions, and while the answer is relatively simple, TV advertising and print media make it appear much more complicated.  Simply put, a Medicare Supplement is…

Anyone over the age of 65 knows how confusing (and even scary) making decisions about Medicare can be. I often hear, “I have two master’s degrees, and I can barely…

By the time you reach the end of November, you’re almost through the Medicare Annual Enrollment Period, and the constant calls, mailers, and commercials will soon fade. Meeting new seniors…

The commercials are incoming! Your phone is ringing! Your mailbox is stuffed!   Medicare Annual Enrollment Period comes every Fall, and the evidence is everywhere! As the season approaches, it…

When it comes to Medicare, the buildup to October is always full of anticipation. There can be changes you will need to review regardless of what plan you are on….

Once a month, this space affords me the opportunity to explain the ins and outs of Medicare and its various parts. These articles bring many of you into my office, and I’ve been able to sit down and hear your stories…

In a previous article, I wrote about the Inflation Reduction Act and some of the changes to the Medicare Part D program. These changes were mostly aimed at lowering prescription…