Seniors often feel confused when they move from Group Insurance to Medicare, and conversations with friends or HR can make things even harder to sort out. These simple scenarios can…
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When it comes to Medicare, the buildup to October is always full of anticipation. There can be changes you will need to review regardless of what plan you are on. If you don’t devote some time…
You watch every dollar in retirement because that steady paycheck no longer arrives each month. You review your budget, trim expenses where you can, and make thoughtful choices about what…
Part D Explained Medicare’s drug program (Part D) creates more confusion than any other part of Medicare. Many seniors feel frustrated at the pharmacy because drug plans use complex rules…
If you’ve purchased an insurance plan in the last 10-15 years, you’re probably familiar with the term “prior authorization.” Prior authorization is an administrative process insurance companies use to either…
Every January, I talk with clients about their Medicare coverage, and I hear the same concern again and again: prescription prices feel shockingly high at the pharmacy. Sometimes drug manufacturers…
One of the biggest topics of conversation regarding Medicare Supplements is pricing. I never hear complaints on the actual coverage itself because the supplements work extremely well! The US government…
A Medicare Supplement fills the gaps that Original Medicare (Part A and Part B) leaves behind. Medicare pays 80% of approved medical costs, and the Supplement covers the remaining 20%….
Every day, we have the privilege of helping seniors navigate Medicare, and many share the same questions and concerns about Medicare Supplements. In this article, we want to highlight some…
On August 8, 2022, President Biden signed the Inflation Act of 2022 into law, aiming to lower drug costs for seniors on Medicare (among other things). I always tell clients that changes with Medicare are like steering a…